Morgan & Morgan Insurance Recovery Group is the largest and one of the most successful plaintiffs’ law firms in the nation. Morgan & Morgan Insurance Recovery Group represents policyholders nationwide against insurance companies — one of the many ways we hold insurance companies accountable. We have teamed up with attorney Mark Nation, who literally wrote the book on insurance disputes. Together, we have helped thousands of homeowners and business owners with their insurance claims.
If your home or business was built before 1975, and you have interior water damage, your insurance policy might require your insurance company to replace your old plumbing.
One of the most common situations we see involves water damage to the interior of homes and businesses.
The water damage often shows up as minor staining on walls, floors, carpets, or warped wood flooring. Insurers frequently claim that this type of water damage is not covered under your policy, or they offer only a small amount to repair the visible damage. But this is not the case.
This type of water damage can also be a symptom of a much more significant and expensive problem.
If your home or business was built before 1975, water damage is frequently the result of old, corroded cast iron pipes that are hidden under your foundation. In our experience, insurance companies will not tell you that the water damage is due to these corroded cast iron pipes. And, if asked, the insurance company may tell you that corroded cast iron pipes are not covered under your policy. But more often than not, they are wrong.
Insurers often claim that damage related to old or leaky pipes, or other types of plumbing losses, are not covered.
Most homeowners and business owners insurance policies require the insurance company to not only repair the visible water damage, but to also pull up and replace the cast iron plumbing with brand new modern plumbing.
Oftentimes insurance denials are written in a way that makes you think there is nothing that can be done. But even if your insurance company hired an engineer or another professional to inspect your home, you should still consult an expert to see if you have a case.
Our team will review your water damage claim for free. If the insurance company is doing the right thing, we will tell you. If not, we will explain what we can do to help. Either way, you are entitled to peace of mind.
Our team will review your water damage claim for free.
There are never any fees or costs unless we win a jury award or settlement. Even then, your insurance company could be responsible for paying the legal fees for both parties.
Whether your homeowners insurance claim was denied, delayed, or underpaid, the Morgan & Morgan Insurance Recovery Group can help. Find out how during a free case review.